Increased Employer Health Insurance Premiums

Increased Employer Health Insurance Premiums

Employees and their families may find it difficult to cope with high insurance premiums, but they are not the only ones affected by the current crisis in the health care industry. Employers also find themselves in the same boat as they deal with increased employer health insurance premiums.

Oftentimes, companies and business owners would want to offer health benefits to their employees by shouldering 80% of the health insurance and health care costs of the employee. However, according to a new Commonwealth Fund report that examines trends in health insurance costs, premiums for employer-sponsored family health insurance increased by 50 percent from 2003 to 2010!

It is a vicious cycle affecting everybody today. As businesses and companies try to keep costs and expenses down, many decide to just drop health benefits coverage along the way. Although this may not be the case for most full-time employees, millions of part-time or contractual employees have to unfortunately make it without health benefits for themselves and their families.

Fortunately, there is a company that offers an alternative and a solution for this particular scenario. There is an alternative for employees who cannot afford to pay high premiums and high deductibles. There is a solution for companies who cannot include part-time and contractual employees in the employer-sponsored health insurance. There is a solution to help currently covered employees save more on their healthcare costs. The solution is Xpress Healthcare™.

Employees pay only one low monthly fee for the entire household! And employers won’t have to pay anything to have their employees covered if they make it available to everyone.

Everybody can enjoy the tax benefits and no-one is left feeling hopeless for not having the option to get medical help, nor feel guilty for not being able to help individuals and families get health benefits.

There is a way out of this health care crisis bind, and it doesn’t have to break anybody’s bank.

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